SignElite - THE Insurance policy for the sign and graphics industry! SignElite - THE Insurance policy for the sign and graphics industry!
SignElite - THE Insurance policy for the sign and graphics industry!
SignElite - THE Insurance policy for the sign and graphics industry!
SignElite - THE Insurance policy for the sign and graphics industry!
                   
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With SIGNELITE you can drive vehicles
that are not owned by you.


Do you deal with customers vehicles?

How many times have you wished you could drive their vehicle "legally"?

When you are in charge of a customers vehicle something called the Road Traffic Act (RTA) applies. That potentially includes vehicles driven in and out of your unit.

Being able to drive customers vehicles gives your business an additional USP, no more inconveniencing your customers, no more waiting for your customers to deliver the vehicle -
you are in control. What's more, under the property damage section of the SignElite policy
you can keep customers vehicles overnight, subject to sum insured of the vehicle.

SignElite... Keeping you in control!


   
  Standard Cover Optional Cover Help Help
 
Comprehensive Cover *      
Drivers to suit your needs*      
Covers customers vehicles in your custody or control*      
Uninsured Loss Recovery to £50,000 automatically included      
Does it apply to you? Road Traffic Act in essence states that whilst a vehicle is being driven on a public road then you must have cover for loss or damage to a third party.

What is a public road? this is a complex question as a quick search on the internet will result in a number of court cases which in many cases appear to contradict each other.

The simplest way to view this... does the public have access to where your customers vehicle is parked, that will include at the front of a unit for instance, on a car park adjacent to your unit, if the public has access to the area, it is not a compound or clearly states that there is no public right of way then RTA applies.

Luckily any one of the 3 options available from SignElite correctly covers your liability under the Act.

DO YOU HAVE A MOTOR TRADE ROAD RISKS ONLY POLICY? If you do check that it doesn't have a vicinity clause attaching to it. Many Road Risk policies will specifically have wordings that exclude loss or damage to a vehicle 1) at the business premises 2) within quarter mile of the business premises or 3) within the vicinity of the business premises.
The SignElite vehicle products cover all your responsibilities to the Road Traffic Act.
* Exclusions
Please note that this cover is not available in Northern Ireland.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  Real Insurance Brokers is a trading style of Real Insurance Group Ltd which is authorised and regulated by the Financial Services Authority, Number 301589. Registered in England 2690266 Real Insurance Brokers: Millennium House, Sovereign Way, Mansfield, Nottinghamshire. NG18 4LQ T: 0845 241 8550 F: 0845 241 8560